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Law Office of Ronald V. De Caprio

American Chopper Host Caught in Tangled Bankruptcy

Personal bankruptcy can be a smooth process that can provide significant relief from overburdening debt. Occasionally, however, the real world intervenes, and the bankruptcy process becomes extremely tangled.
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Law Office of Ronald V. De Caprio

Understanding the CARD Act

In 2009, Congress passed the Credit Card Accountability Responsibility and Disclosure Act, giving rise to the convenient acronym, “CARD Act.” The Act is intended to protect consumers from deceptive and abusive practices by credit card issuers.
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Law Office of Ronald V. De Caprio

The Right Help when It Comes to Filing for Bankruptcy

Many people in Rockland County who are considering bankruptcy are deterred by the thought of adding to their financial problems by adding attorneys’ fees. The answer to the question of whether an attorney is necessary in a bankruptcy filing can be complex, and it always depends upon the individual’s financial situation.
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Law Office of Ronald V. De Caprio

Barriers to A Discharge in A Personal Bankruptcy

Most people in Rockland County who have endured the rigors of a personal bankruptcy filing felt that the outcome justified the effort, because many debts were discharged. Sometimes, however, the debtor will fail to attend to one or more necessary details and will learn that a discharge will not be granted.
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