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Law Office of Ronald V. De Caprio Jan. 31, 2018

Toys ‘R’ Us Is Closing 182 Stores as Part of Business Bankruptcy

When toy retailer Toys ‘R’ Us filed its bankruptcy petition in September 2017, its executives said that the chain hoped to prosper during the holiday shopping season and that it would be able to reclaim its financial health in the New Year.

Law Office of Ronald V. De Caprio Jan. 25, 2018

Business Bankruptcy Venue Reform Bill Stirs Controversy

Due to its status as the country’s financial center, New York is home to many corporate headquarters. The tiny state of Delaware likewise boasts an outsize number of corporate residents because its laws favor businesses that use the corporate form of organization.

Law Office of Ronald V. De Caprio Jan. 19, 2018

Business bankruptcy: what is Chapter 15 of the Bankruptcy Code?

Most people in New York can identify three chapters of the United States Bankruptcy Code: Chapter 7 for the discharge of business and personal debts; Chapter 11 for business reorganization and Chapter 13 for personal debt reorganization.

Law Office of Ronald V. De Caprio Jan. 11, 2018

Using Personal Bankruptcy’s Automatic Stay to Stall Foreclosure

Most people in Rockland County probably view bankruptcy as a pain-filled process, second only to a trip to the dentist in that respect. However, when debts pile up and when mortgage payments are late, bankruptcy can be a significant pain-reliever.

Law Office of Ronald V. De Caprio Jan. 4, 2018

Who Are Likely Retail and Apparel Bankruptcy Filers in 2018

Making predictions is a popular pastime as the year draws to a close. Financial analysts who follow the retail and apparel industry are no exceptions.

Law Office of Ronald V. De Caprio Dec. 29, 2017

Toys ‘R’ Us Caught Between Online and Brick-And-Mortar Shoppers

A recent article published by Reuters told the story of a New York family that drove to a Toys ‘R’ Us store in Wallkill, New York, so that their children could enjoy the store’s “play lab".

Law Office of Ronald V. De Caprio Dec. 22, 2017

NYC-Based Solar Company Seeks Chapter 11 Bankruptcy Protection

A Manhattan based provider of rooftop solar power is seeking the protection of the bankruptcy court two months after closing its operations.

Law Office of Ronald V. De Caprio Dec. 14, 2017

What Happens to A Retirement Account in Bankruptcy?

A common question asked by New Yorkers who are contemplating bankruptcy is what happens to retirement savings. Can the trustee use retirement assets to pay creditors? Can creditors garnish funds in a retirement account?

Law Office of Ronald V. De Caprio Dec. 7, 2017

Lender Files Involuntary Bankruptcy Against Defaulting Developer

When a developer defaults on a construction loan or other financing, the lender typically commences a foreclosure action against the property. That tactic may not work, however, if ownership of the property is disputed.

Law Office of Ronald V. De Caprio Nov. 10, 2017

Retail Credit Cards May Trap Unwary Consumers

Virtually every inhabitant of Rockland County has received at least one offer of a retail credit card – that is, a credit card offered by a retailer instead of a bank.

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